Make a payment to APMC

Learn how to use the APMC Loan Portal to make loan payments and check your account balance and due date.

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MySBA Loan Portal

View loan statements and payment due dates

Make payments

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MyAPMC Loan Portal

The new MyAPMC Loan Portal replaces the Capital Access Financial System (CAFS). If you have one of the loans listed below, you will be able to log in to view loan details, access statements, and make payments.

  • COVID-19 EIDL
  • APMC disaster loans
  • Paycheck Protection Program (PPP) loans (payments only available foguaranty-purchased loan
  • 7(a) loans (payments only available for guaranty-purchased APMC-serviced loans)
  • 504 loans (only debenture-purchased)

If your type of loan is not listed, the information on this page does not apply. Please contact your lending institution for assistance.  If you need more help, you may contact the APMC loan servicing center  listed on your account statement.

Login

If you have an account to access either of these systems, you can use your existing username and password to log in to the MyAPMC Loan Portal:

  • Capital Access Financial System (CAFS)
  • Veteran Small Business Certification (VetCert)

Please note, the COVID-19 EIDL application portal (also known as the “RAPID portal”) is closed.  Your RAPID portal username and password cannot be used to log in to the MyAPMC Loan Portal.

 

Registration

If you don’t have an account in either CAFS or VetCert, you will need to register for a new account in the MyAPMC Loan Portal.

 

Find your loan number

If you have an existing MyAPMC Loan Portal account, you can find your loan number by logging in.

If you have not created an account, you can find your loan number on the top left corner of the Note and the Loan Authorization and Agreement. It is NOT the same as your application number.

 

 

 

Register

View loan statements and payment due dates

You can check loan balances and payment due dates by logging in to the MyAPMC Loan Portal.

COVID-19 EIDL borrowers:

Your first payment is due 30 months from the date of the original Note, which can be found in your original loan closing documents. 
Monthly email reminders will be sent but you must log into the MyAPMC Loan Portal to view your payment due date and amount.

Make payments

There are several options to make a payment to APMC. Borrowers with the following loan types can make payments online through the MyAPMC Loan Portal.  All others should contact their lender directly for payment information.

  • COVID-19 EIDL
  • APMC disaster loans
  • Guaranty-purchased Paycheck Protection Program (PPP) loans
  • Guaranty-purchased APMC-serviced 7(a) loans
  • Debenture-purchased 504 loans

Pay online

Online payments are recommended for faster processing times.  To get started:

  1. Log in to the MyAPMC Loan Portal.
  2. In the “Loan” section of the home screen, select the “Action” button next to the loan you want to pay.
  3. Select “Payments” from the dropdown, then “Make payment.”
  4. Enter your billing information. 

For one-time payments:

One-time payments can be made using a bank account, debit card, or PayPal or cryptocurrency.

  1. Enter a payment amount, then select “One-Time Payment” for your payment schedule.
  2. Review your entries, then select “Confirm Payment.”

For recurring payments: 

Recurring payments can be made using a bank account or a debit card.

  1. Enter a payment amount, then select “Recurring Payment” for your payment schedule.
  2. Enter the payment start date.
  3. Choose the number of installments and payment frequency. If you are using a debit card, installments are limited to 36 months and you cannot set payments beyond the debit card expiration date.
  4. Review your entries, then select “Confirm Payment.”

To view and manage recurring payments, go to “Loan Accounts” on the top navigation and select “Manage Recurring Payments.”

Use online bill pay through your personal banking account:

  1. Add U.S. Small Business Administration as a payee on your personal online banking account.
  2. Enter your 10-digit loan number as the “Account Number.” Note: your loan number is not the same as your application number. Loan numbers are listed on your account statements.
  3. If you need to enter a payment address, enter P.O. Box 30303., Atlanta. If you need to enter a telephone number, enter the telephone number found on the front of your statement.
  4. Set up an electronic one-time or recurring payment using your bank’s bill pay service.